Flood Insurance

Protect your assets in the event of a disaster.

Home » Custom Personal Insurance » Flood Insurance

Flood insurance throughout Florida and New York, where we have offices. But our reach extends across the country as we are licensed in 17 states.

Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters—even if you’re not in a flood zone.

Three major myths about flood insurance mean you could be taking an unnecessary risk.

The first is that flood insurance is only needed for people living in designated flood zones. In reality, flooding is a potential risk everywhere and the damage can be devastating.

Another myth is that homeowners insurance automatically includes flood insurance. In reality, that is usually not the norm, and you should always assume you aren’t covered unless your homeowners policy specifically says otherwise.

The third myth is that government programs have taken care of flood insurance. There is a National Flood Insurance Program that guarantees the availability of insurance in specific areas. However, this only covers a tiny percentage of American homes.

For most homeowners, floods are a low-likelihood but high-cost risk. If you are hit by flooding you could lose many or most of your personal possessions, face major reconstruction work, and be left homeless for months while your property is made habitable again. In most cases, not having flood insurance is a chance you simply can’t afford to take.

Contact us and we’ll help explain the benefits of obtaining a separate flood insurance policy.

Start Your Quote Online

Flood Insurance

Click the button below to get started. If you’d prefer to talk with us first, please fill out the form below or reach out to us at office@Erwinins.com or 904-573-9394.

Start Your Quote Online
Start Your Quote Online

Home & Flood Insurance

Did you know you can save by bundling? Click the button below for a Home & Flood Insurance Bundle Quote.

Start Your Quote Online
Get in touch.

If you would like to talk to us before you start the quote process, or have multiple insurance lines you’d like to quote, please fill out the form, below, and we’ll reach out to you.

Start Quote Request