Personal

Protect More of What Matters

Auto

While auto insurance laws protect you and other drivers from facing significant financial loss in the event of an auto accident, there are still numerous options for choosing the right auto coverage for you and your family. While there are basic minimums all drivers need, many of the policies sold by ERWIN offer great features.

Let us help you choose what works for you and your family:

  • Uninsured and Underinsured Motorist Coverage
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance: Repairs and/or towing
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement: Coverage during repair
  • Personal Injury Protection (PIP): Medical bills and other living expenses
  • Medical Payments Coverage: Medical care costs that result from an accident

Homeowners

Home is where your life happens - it’s one of your largest investments. While protecting your investment provides peace-of-mind, different coverage options and policy features can significantly improve your protection against less obvious risks. Let our professionals help you choose the best options for you and your family:

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords & Property Owner Insurance
  • In-Home Business Insurance

Specialty (The Fun Stuff)

You work hard for the chance to play - so protect your the things that bring you a little extra fun into your life. Different coverage options and policy features can give you the peace of mind to make the most of your recreational vehicles. Let our professionals help you choose the best options for you and your family:

  • RV / Trailers
  • Motorcycles
  • ATVs & dirtbikes
  • Golf carts
  • Segways
  • Jet Skis, Sea-Doos, WaveRunners, and more
  • Boats
  • Snowmobiles
  • Private Planes

Classic Cars

With access to the biggest names in the classic car insurance business, Erwin™ is proud to write coverage on these special assets.  Whether adding this policy to your account with us or as your first policy with Erwin™, we can provide you options that strike the balance between cost and coverage that you seek.  

  • Agreed value policies
  • Original replacement parts coverage
  • Flexible usage
  • Multiple discounts & savings programs and strategies
  • Roadside assistance, lockouts, battery jumps, and more

As with all lines of coverage, we do our best to place you with carriers that offer strong claims reliability.  Particularly in the case of your classic car, this is a precious asset and one for which you are very deliberately intending to cover.  While its virtually impossible to ensure coverage will apply in every single scenario, we specifically seek to place with you the best names and the broadest forms that we can for your unique situation.  After all, that's what insurance is for... 

Umbrella / Excess Liability

Life comes with risks you can’t always see and sometimes basic coverage isn’t enough. When your auto policy, home policy, or other policies may not be enough to cover you alone, be sure to work with a professional when it comes to umbrella or excess liability coverages.  Like pieces of a puzzle, putting the right umbrella or excess policy in place requires careful attention to your underlying policies and while price is always important, the difference in $100 in premium may be millions in coverage limits.