Custom solutions to manage pollution and other risks.
Environmental insurance throughout Florida and New York, where we have offices. But our reach extends across the country as we are licensed in 17 states.
Environmental concerns continue to be a leading societal and business risk issue, sometimes posing serious unexpected challenges. We’ll work with you to create a custom solution to help protect your business against environmental risks.
These days, businesses face tougher environmental laws and greater public scrutiny. So, when your business accidentally causes pollution, contamination or other environmental damage, it can be costly all around.
The loss of business and replacement or repair of your business’ equipment is a hefty price in itself, but your business could also face damages for the clean-up operation. Usually, these type of costs are not covered by general business liability insurance, so you’ll need a specialist environmental insurance policy to protect your business.
Environmental insurance is particularly essential if you face long-term risks, such as historic contamination that results from business operations in the past, but causes damages now.
Many environmental insurance policies also cover the costs of defending claims, whether or not they result in a damages award. Additionally, holding environmental insurance for your business can even be a great public relations move–it shows you’ve given thought to the risks and have taken the advice insurers offer to reduce the likelihood of an incident.
Look out for environmental insurance policies that are automatically updated to reflect changes in the rules and amounts that apply to damages for breaching environmental regulations.
Not sure if environmental insurance is a good fit for your business? We can help you determine if it’s necessary.
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As an independent agency, we offer multiple options at competitive prices.